Reverse Mortgages
Access your home equity without monthly mortgage payments. HECM, proprietary, and jumbo programs for homeowners 55 and older.
Opulence Home Equity specializes in reverse mortgage lending. Whether you want to eliminate an existing mortgage payment, access cash for home improvements, or purchase a new home without monthly payments, we offer the full spectrum of reverse mortgage products, each processed in-house from application to closing.
Access Your Equity
For homeowners 62 and older (55+ on select proprietary products), a reverse mortgage converts your home equity into funds with no monthly mortgage payments required. You retain full ownership of your home and choose how to receive your money.
Buy or Transition
A reverse mortgage is not just for staying in your current home. You can purchase a new primary residence with a reverse mortgage, or refinance an existing reverse mortgage to access better terms or additional equity.
Flexible Payout Options
Every borrower’s needs are different. We help you choose the disbursement structure that fits your financial plan, whether that is a lump sum for a specific purpose, a growing line of credit, or steady monthly income.
Reverse Mortgage Programs
Six ways to put your home equity to work, each processed in-house from application to closing.
HECM Reverse Mortgage
Proprietary Reverse Mortgage
Jumbo Reverse Mortgage
Reverse Mortgage for Purchase
Reverse Mortgage Refinance
Second Lien Reverse Mortgage
“
What Our Clients Say
Real reviews from homeowners who trusted Opulence with their reverse mortgage.
Ready to Explore Your Options?
Whether you are considering a reverse mortgage for the first time or looking to refinance an existing one, our team is ready to walk you through every option at no cost and no obligation.
